Let Us Help You Choose The Right Product
Get started on a better mortgage experience with Long Beach City Employees FCU
We understand how the right home loan can benefit you and your family. This is why we are committed to providing our members with competitive rates and terms. These programs are unique to Long Beach City Employees Federal Credit Union. To learn more about these programs and many others, call us at 562-595-4725 Ext. 2096.
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Loan Term | Fixed Rate | Points | APR* | Origination | Estimated payment per $100,000† borrowed includes principal & interest only. Taxes & insurance will increase your payment. | |
---|---|---|---|---|---|---|
Conforming
(Loan Amounts to $647,200)
|
30 Year | 5.625% | 0.00% | 5.899% | 0.25% | $575.66 |
20 Year | 5.250% | 0.00% | 5.604% | 0.25% | $673.84 | |
15 Year | 4.500% | 0.00% | 4.918% | 0.25% | $764.99 | |
10 Year | 4.000% | 0.00% | 4.575% | 0.25% | $1,012.45 | |
Conforming High Cost Area Loans (Loan Amounts From $647,201 to $970,800)
|
30 Year | 5.875% | 0.00% | 6.283% | 0.25% | $591.54 |
20 Year | 5.500% | 0.00% | 6.022% | 0.25% | $687.89 | |
15 Year | 4.750% | 0.00% | 5.361% | 0.25% | $777.83 | |
10 Year | 4.250% | 0.00% | 5.084% | 0.25% | $1,024.38 | |
Super Jumbo (Loan Amounts From $970,801 to $1 Million)
|
30 Year | 6.125% | 0.00% | 6.659% | 0.25% | $607.61 |
20 Year | 5.750% | 0.00% | 6.428% | 0.25% | $702.08 | |
15 Year | 5.000% | 0.00% | 5.791% | 0.25% | $790.79 | |
10 Year | 4.500% | 0.00% | 5.577% | 0.25% | $1,036.38 | |
*APR = Annual Percentage Rate. Rates shown above are available on owner-occupied detached single family home, condo, or townhome purchases and refinance mortgage loans, in California only, at a maximum 70% Loan to Value (LTV) for borrowers with excellent credit. LTVs greater than 70% and other conditions such as credit score, 2-4 unit properties, and cash-out refinancing will result in a rate pricing adjustment that will increase the interest rate and/or APR available to you. The rates shown apply only in certain conditions and depend on several factors/assumptions; a loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile. Maximum LTV for this loan program is 85%. All advertised rates are subject to change at any time without prior notice. Additional conditions and restrictions apply. For more information on these and other mortgage loan programs, contact a Mortgage Loan Specialist at (562)595-4725 x2096 |
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Loan Term | Fixed Rate | Points | APR* | Origination | Estimated payment per $100,000† borrowed includes principal & interest only. Taxes & insurance will increase your payment. | |
---|---|---|---|---|---|---|
Conforming (Loan Amounts to $647,200)
|
15 Year | 5.250% | 0.00% | 5.698% | 0.25% | $803.88 |
10 Year | 5.000% | 0.00% | 5.625% | 0.25% | $1,060.66 | |
Conforming High Cost Area Loans
(Loan Amounts From $647,201 to $970,800)
|
15 Year | 5.500% | 0.00% | 6.159% | 0.25% | $817.08 |
10 Year | 5.250% | 0.00% | 6.166% | 0.25% | $1,072.92 | |
Super Jumbo
(Loan Amounts From $970,801 to $1 Million)
|
15 Year | 5.750% | 0.00% | 6.604% | 0.25% | $830.41 |
10 Year | 5.500% | 0.00% | 6.684% | 0.25% | $1,085.26 | |
*APR = Annual Percentage Rate. Rates shown above are available on non-owner occupied detached single family home, condo, or townhome purchases and refinance mortgage loans, in California only, at a maximum 70% Loan to Value (LTV) for borrowers with excellent credit. LTVs greater than 70% and other conditions such as credit score, 2-4 unit properties, and cash-out refinancing will result in a rate pricing adjustment that will increase the interest rate and/or APR available to you. The rates shown apply only in certain conditions and depend on several factors/assumptions; a loan's final rate will depend on financial market conditions, specific characteristics of the loan transaction and applicant's credit profile. Maximum LTV for this loan program is 80%. All advertised rates are subject to change at any time without prior notice. Additional conditions and restrictions apply. For more information on these and other mortgage loan programs, contact a Mortgage Loan Specialist at (562)595-4725 x2096. |
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