Home Purchase Basics
Keys To Owning Your Own Home
Get started on a better mortgage experience with Long Beach City Employees FCU
A home purchase may be your largest financial transaction to date, so it's important to make the right decisions and to keep an eye on the details. We can help select the right loan that best meets your needs so you can start making that house your home.
Find A Qualified Real Estate Agent
Count On Your Real Estate Agent To:
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Preview available homes and only show you homes that suit your needs as you've defined them.
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Help you determine the difference between a "good buy" and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
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Negotiate the best deal for you.
Let Us Do The Math
Count On Your Credit Union and Mortgage Specialist To:
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Get the appropriate loan for you at the best rate and fees. This will save you significant money "up front" and throughout the years to come.
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Keep you informed of your loan status throughout the entire process.
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Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared).
Stay Informed
Count On Yourself To:
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Get pre-approved as early as possible. This will put the power of financing behind you so you can focus on selecting your home.
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Keep your Real Estate Agent informed of any questions or concerns as they develop.
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Keep the process moving by providing documentation and decisions as soon as reasonably possible. Taking care of details early in the process allows you to concentrate on any last-minute details or events that require your attention.
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Enjoy purchasing your dream home, but do remain objective throughout to make the business decisions that are best for you.
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